A Credit Card DSA supports a consent-led application through an available issuer route; the issuer alone decides eligibility, pricing, credit limit, approval, issuance and activation requirements. No universal score, income, KYC or commission event applies to every card.
Consent comes before the application
Confirm that the customer wants to apply for the specific card or product being discussed. Explain what information will be submitted and through which approved route. An application or card must not be initiated without explicit customer consent.
Match the need, not a promised limit
Understand whether the customer is considering cashback, travel, fuel, business or another card category. Benefits, fees, eligibility and limits are issuer and product specific. Never promise a limit or present a marketing feature as certain.
Application accuracy
Review the consistency of:
- Name, contact and address information.
- Employment or business details.
- Income information requested by the issuer.
- Existing credit and recent application disclosures.
- KYC information required by the selected process.
Do not alter information to force eligibility.
Credit enquiries and duplicate submissions
A formal application may create a credit enquiry. Avoid submitting the same customer across multiple issuers without a clear reason and consent. There is no defensible universal rule that a fixed number of enquiries causes automatic rejection.
KYC and existing-card routes
Digital, video or physical KYC requirements depend on the issuer and application path. Card-to-card consideration, where offered, is also issuer specific; an existing card does not assure a new one.
Commission event
The qualifying event and payout conditions are lender or issuer-program-specific. Do not universally say commission is earned at approval, issuance, dispatch, activation or first transaction.
Frequently Asked Questions
Q: Can a first-time credit user apply?
A: Some issuers offer products for new-to-credit or secured-card applicants, subject to their current policy.
Q: Is a high score enough for a card?
A: No. The issuer assesses the full application and its own product criteria.
Q: Can a DSA promise a credit limit?
A: No. The issuer alone sets the limit.
Q: When is commission payable?
A: The issuer or lender program defines the qualifying event and applicable payout conditions.
Review the commercial Credit Card DSA page for the partner workflow.
*Shreeji Finance is a DSA/referral partner platform and loan-assistance intermediary, not a lender. The relevant lender decides eligibility, pricing, sanction, approval, credit limit and disbursal. Product and lender availability varies by location, profile, serviceability and current policy. Commission structure and eligibility vary and become payable only under applicable terms after the relevant bank or lender confirmation; no approval, income or payout should be treated as certain.*
Ready to review partner onboarding?
Read the Shreeji Finance DSA Partner Program page before submitting your profile. Portal access and payout eligibility remain subject to internal review and applicable partner terms.
View DSA Partner Program