Overview
About Credit Card DSA
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Credit cards are the most accessible form of revolving retail credit. With rising digital payments, the demand for premium, rewards-focused, and cashback credit cards is immense.
Retail Credit Partner
Credit Card DSA
Source credit-card applications with careful issuer matching, income checks, existing-card review, and digital KYC support for eligible customers.
Partner Benefits
High volume, digital-first application process.
Product-focused earning opportunity per successfully issued card.
Documentation support for complex profiles.
Lead tracking for multiple issuer applications.
Guidance on card-to-card application policies.
PAN India opportunity.
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As a Credit Card DSA, your role involves identifying individuals who meet the strict income and CIBIL criteria set by issuers. You help them navigate card selection based on their lifestyle and facilitate the digital application process.
Who Can Become a DSA?
Loan Agents & Finance Consultants
Insurance Agents & Advisors
Real Estate Agents & Brokers
Chartered Accountants (CA) & Tax Consultants
Shop Owners & Local Business Owners
Freelancers looking for earning opportunities
Existing DSAs looking to expand product lines
Individuals with a strong professional or customer network
Required Documents
PAN Card (Mandatory)
Aadhaar Card (For e-KYC and address proof)
Current Address Proof (Utility bill or rent agreement if different from Aadhaar)
Bank Account Details (Passbook copy or cancelled cheque for payouts)
Recent Passport Size Photograph
Business Registration Proof (GST or Udyam, if registering as a firm)
Details of prior experience in loans (if applicable)
Registration Process
Profile Fit Check
Review income, employment or business status, pincode, existing cards, credit score, and recent inquiry behavior.
Card Need Mapping
Identify whether the customer needs cashback, travel, fuel, business, entry-level, or card-to-card options.
Document and Consent Capture
Collect customer consent, KYC, income documents, existing card statement if applicable, and contact details.
Issuer-Specific Application
Route to suitable card issuers and avoid duplicate applications that may affect credit profile.
Digital KYC Support
Guide the customer through OTP, video KYC, or Aadhaar-based verification where required.
Approval and Dispatch Tracking
Monitor approval, limit assignment, rejection, or card dispatch updates.
Payout Eligibility Review
Partner payout depends on successful card issuance and applicable issuer or partner terms.
Target Audience for this Product
Salaried professionals meeting minimum income criteria.
Self-employed applicants with filed ITRs.
Individuals with responsible credit usage and high CIBIL scores.
Customers looking for card-to-card upgrades.
FAQ
Frequently Asked Questions
Partner earnings, payout, commission, and eligibility depend on product type, lender policy, lead quality, approval status, disbursal status, documentation, and Shreeji Finance partner terms.
It allows a customer to apply for a new credit card based on the limit and clean repayment history of an existing credit card they hold.
Most applications today use digital e-KYC (Aadhaar/Video KYC), significantly reducing the need for physical paperwork.
Low CIBIL score, recent late payments, or having too many recent hard inquiries (being 'credit hungry') are the most common reasons.
It is difficult to get a card without a CIBIL history. However, some issuers offer entry-level cards for individuals with strong salary accounts.
No, final approval and the assigned credit limit are determined entirely by the bank or card issuer's automated underwriting system.
Payouts are generated after the credit card is successfully approved, issued, and dispatched to the customer.
Ready to expand your business?
Join the Shreeji Finance DSA network today. We provide the support, you bring the leads. Let's grow together.