Credit Card Referrals
Support consent-led credit-card applications while keeping eligibility, credit-limit and commission-event expectations issuer specific.
Overview
A Credit Card DSA helps a customer understand an available card application route, obtains explicit consent and supports accurate information submission. The card issuer alone decides eligibility, pricing, credit limit, approval, issuance and activation requirements.
Income, employment, location, existing credit, KYC method and application rules differ across issuers and card products. Multiple unnecessary applications can also create avoidable credit enquiries, so selective submission matters.
Confirm the customer wants to apply for a specific credit-card product before collecting or sharing application information.
Discuss relevant categories such as cashback, travel, fuel or business use without promising eligibility or a credit limit.
Check that employment, income, address and existing-credit information is complete and consistent.
Identify potentially relevant card routes based on available policy and serviceability; avoid unnecessary duplicate applications.
Help the customer complete only the KYC and verification steps required by the selected issuer.
The card issuer alone decides approval, pricing, limit, issuance and activation requirements.
The qualifying event and payout conditions are lender or issuer-program-specific and are not universally tied to approval, dispatch, activation or first use.
FAQ
Commission eligibility and payout depend on the product, application status, eligible disbursal and applicable Shreeji Finance partner terms.
Some issuers may offer an application route that considers an existing card and its history. Availability, acceptable issuers, minimum history and documentation are product specific.
KYC method depends on the issuer and application route. A DSA should guide the customer only through the current issuer-authorized process.
The issuer may consider income, employment, location, credit history, existing exposure, application accuracy and its internal policy. No single factor explains every decision.
Some issuers offer products for new-to-credit applicants or secured-card routes. Availability and requirements remain issuer and product specific.
No. The card issuer makes the final approval and credit-limit decision under its process, which may include automated and manual checks.
The qualifying event and payout conditions are lender or issuer-program-specific. They must not be universally described as approval, issuance, dispatch, activation or first transaction.
Join the Shreeji Finance DSA network today. We provide the support, you bring the leads. Let's grow together.
These references support the conduct and customer-information guidance on this page. Shreeji onboarding terms remain separate first-party terms.
Official issuer-conduct framework reviewed 25 August 2026.
Official clarification on consent and card issuance.
