Overview
About Auto Loan DSA
1
Auto loans are secured credit facilities used to purchase new or pre-owned vehicles. Because the vehicle itself serves as collateral, the approval process is generally faster than real estate loans.
Vehicle Finance Partner
Auto Loan DSA
Work with vehicle buyers, dealers, and transport operators where quotation, margin money, vehicle category, and borrower profile decide lender fit.
Partner Benefits
Fast processing times and quick turnaround.
Opportunities in both the new and used car segments.
Product-focused earning opportunity.
Documentation support for vehicle valuations and RTO norms.
Partner dashboard for tracking.
PAN India opportunity.
2
As an Auto Loan DSA, you can connect with car buyers, dealerships, and transport operators. You gather vehicle quotations, client KYC, and income proofs, and we facilitate the fast-track approvals required in the auto industry.
Who Can Become a DSA?
Loan Agents & Finance Consultants
Insurance Agents & Advisors
Real Estate Agents & Brokers
Chartered Accountants (CA) & Tax Consultants
Shop Owners & Local Business Owners
Freelancers looking for earning opportunities
Existing DSAs looking to expand product lines
Individuals with a strong professional or customer network
Required Documents
PAN Card (Mandatory)
Aadhaar Card (For e-KYC and address proof)
Current Address Proof (Utility bill or rent agreement if different from Aadhaar)
Bank Account Details (Passbook copy or cancelled cheque for payouts)
Recent Passport Size Photograph
Business Registration Proof (GST or Udyam, if registering as a firm)
Details of prior experience in loans (if applicable)
Registration Process
Vehicle Requirement Capture
Collect vehicle type, new or used status, quotation, dealer details, and applicant profile.
Income and KYC Readiness
Gather PAN, Aadhaar, income proof, bank statements, and existing EMI details.
Vehicle and Margin Review
For used vehicles, check age, ownership, insurance, RC status, and likely valuation; for new vehicles, check on-road cost and margin.
Lender Routing
Match the case with lenders that handle the vehicle category, location, and borrower type.
Verification and Valuation Follow-Up
Track dealer confirmation, valuation, residence or office verification, and loan-condition closure.
Hypothecation and Disbursement
Monitor agreement signing, hypothecation process, dealer payment, and delivery-related updates.
Payout Eligibility Review
Partner payout is subject to eligible disbursal and applicable product terms.
Target Audience for this Product
Customers buying new personal vehicles.
Buyers in the used/pre-owned vehicle market.
Salaried and self-employed applicants.
Clients requiring vehicle quotation and KYC processing.
FAQ
Frequently Asked Questions
Partner earnings, payout, commission, and eligibility depend on product type, lender policy, lead quality, approval status, disbursal status, documentation, and Shreeji Finance partner terms.
Yes, auto loans can be sourced for pre-owned vehicles, subject to the vehicle's age and a technical valuation report.
Lenders usually finance 80% to 90% of the vehicle's on-road price. The borrower must pay the remaining margin money.
With complete documentation and a good CIBIL score, auto loans can be approved within 24 to 48 hours.
Yes, specific commercial vehicle (CV) loans are available for transport operators and businesses.
Yes, lenders require salary slips or ITR to ensure the borrower can comfortably service the vehicle EMI.
The lender appoints an empanelled valuator to inspect the used vehicle and determine its current market value, which caps the loan amount.
Ready to expand your business?
Join the Shreeji Finance DSA network today. We provide the support, you bring the leads. Let's grow together.