Overview
About Home Loan DSA
1
A Home Loan is often the largest financial commitment a person makes. It involves complex legal and technical property verifications alongside financial underwriting.
Secured Mortgage Partner
Home Loan DSA
Work with home buyers, builders, real-estate contacts, and balance-transfer borrowers where property papers, income eligibility, and lender valuation all matter.
Partner Benefits
High ticket size leads leading to substantial volume.
Opportunities for Balance Transfer (BT) and Top-Up loans.
Product-focused earning opportunity.
Expert documentation support for legal and technical clearances.
Partner guidance on lender-specific property norms.
PAN India opportunity for real estate and finance professionals.
2
As a Home Loan DSA partner, you connect home buyers with the right funding sources. Whether your client is purchasing a new flat, constructing a house, or looking to transfer an existing high-interest loan, our team provides the heavy processing support required for these secured loans.
Who Can Become a DSA?
Loan Agents & Finance Consultants
Insurance Agents & Advisors
Real Estate Agents & Brokers
Chartered Accountants (CA) & Tax Consultants
Shop Owners & Local Business Owners
Freelancers looking for earning opportunities
Existing DSAs looking to expand product lines
Individuals with a strong professional or customer network
Required Documents
PAN Card (Mandatory)
Aadhaar Card (For e-KYC and address proof)
Current Address Proof (Utility bill or rent agreement if different from Aadhaar)
Bank Account Details (Passbook copy or cancelled cheque for payouts)
Recent Passport Size Photograph
Business Registration Proof (GST or Udyam, if registering as a firm)
Details of prior experience in loans (if applicable)
Registration Process
Buyer and Property Intake
Capture purchase type, property status, agreement value, location, margin money, and applicant income details.
Property Document Checklist
Collect title chain, agreement, builder or society NOC, tax receipt, approved plan, and other required papers.
Eligibility and Co-Applicant Review
Check income, FOIR, credit profile, and whether a co-applicant improves practical eligibility.
Lender Match by Property Type
Route the file based on project approval, resale or builder case, location, and customer profile.
Legal and Technical Coordination
Track lender advocate and valuer requirements while keeping the customer informed.
Sanction and Disbursement Follow-Up
Support sanction-condition closure, mortgage paperwork, and stage-wise disbursement updates.
Payout Eligibility Review
Partner payout depends on eligible disbursal and applicable product terms.
Target Audience for this Product
First-time home buyers.
Customers seeking construction or renovation loans.
Existing borrowers looking for Balance Transfer (BT) leads.
Individuals with ready property documents and chain deeds.
FAQ
Frequently Asked Questions
Partner earnings, payout, commission, and eligibility depend on product type, lender policy, lead quality, approval status, disbursal status, documentation, and Shreeji Finance partner terms.
Approved residential flats, independent houses, and plots for construction are generally eligible, subject to legal and technical clearance.
You can source leads of customers paying high interest on existing home loans and help them transfer to a lender offering better rates.
No, you only collect the initial property chain documents. The lender's panel advocate conducts the official legal verification.
Yes, due to property valuation and legal checks, home loans typically take 7 to 15 days for disbursal.
Yes, many lenders have specific NRI home loan products, provided they meet income and KYC requirements.
Payouts are based on the final disbursed loan amount and the applicable partner terms for that specific lender.
Ready to expand your business?
Join the Shreeji Finance DSA network today. We provide the support, you bring the leads. Let's grow together.