High-Value Secured Finance
Source high-value mortgage enquiries from property owners who need capital for business expansion, consolidation, or major expenses backed by eligible collateral.
Overview
A Loan Against Property (LAP) is a secured loan where the borrower mortgages commercial, residential, or industrial real estate. Because it is highly secured, loan amounts are large, and interest rates are lower.
As a LAP DSA, you target business owners needing major capital injection or individuals looking to consolidate high-interest debts. Processing LAP requires rigorous legal and technical vetting of the property, which our central team handles entirely.
Capture property type, ownership, location, loan purpose, expected amount, and existing mortgage details.
Collect sale deeds, index records, tax receipts, society or builder papers, and co-owner KYC.
Check repayment capacity and set realistic expectations around lender valuation and loan-to-value limits.
Submit to lenders that can consider the property category and borrower profile.
Coordinate advocate, valuation, encumbrance, and property-inspection queries.
Track original document deposit, mortgage creation, agreement signing, and disbursement conditions.
Payout depends on successful mortgage loan disbursal and applicable partner terms.
FAQ
Partner earnings, payout, commission, and eligibility depend on product type, lender policy, lead quality, approval status, disbursal status, documentation, and Shreeji Finance partner terms.
Loan-to-Value usually ranges from 50% to 70% of the property's market value, depending on the property type and location.
Generally, lenders prefer constructed properties. Open plots are much harder to finance unless they have approved construction plans.
Yes, even though it's secured by property, lenders require strong income proof (ITR/Financials) to ensure the EMI can be serviced.
Due to strict legal title searches and technical property valuations, LAP can take 10 to 20 days for disbursal.
Yes, many lenders accept industrial properties, provided they have clear titles and meet specific zoning requirements.
No, you can source high-value leads running into crores, subject to the client's eligibility and property valuation.
Join the Shreeji Finance DSA network today. We provide the support, you bring the leads. Let's grow together.
