Property-Backed Referrals
Coordinate property-backed enquiries while setting accurate expectations about ownership, title, valuation, repayment capacity and lender serviceability.
Overview
A Loan Against Property DSA helps a property owner present a secured borrowing enquiry for lender review. The DSA coordinates information; the lender decides whether the borrower and property are acceptable, what valuation applies and what amount or terms may be offered.
Loan-to-value (LTV) means the loan amount compared with the lender-accepted property value. It is not a universal percentage: property type, title, location, use, borrower cash flow and lender policy can all change the result.
Record ownership, property type, location, intended use of funds and any existing mortgage.
Identify title, tax, approval, co-owner and existing-loan records that the selected lender may request.
Explain that the lender's valuation and loan-to-value policy, not the owner's estimate, influence the possible loan amount.
Shreeji Finance may help identify potentially relevant routes based on current property, borrower and location criteria.
Help the customer respond to legal, technical, valuation or property-inspection queries.
Follow lender requirements for agreements, originals and disbursal without promising an outcome or timeline.
Confirm the bank or lender status before applying the relevant, variable commission terms.
FAQ
Commission eligibility and payout depend on the product, application status, eligible disbursal and applicable Shreeji Finance partner terms.
There is no single LAP LTV. The lender applies its current policy to its accepted valuation, property type, location, borrower profile and requested product.
Plot and land treatment varies by lender, product, land use, approvals and location. A partner should check the current property policy before presenting the case as eligible.
Lenders ordinarily assess repayment capacity as well as security value. The accepted income and business records depend on borrower type and the selected policy.
There is no universal LAP timeline. Title review, valuation, property inspection, borrower verification and sanction conditions can all affect processing.
Some products may consider industrial property, but acceptance depends on lender policy, title, use, approvals, valuation and location serviceability.
No. The lender's accepted valuation, LTV policy and repayment assessment determine any offer. The owner's estimate does not establish eligibility or sanction amount.
Join the Shreeji Finance DSA network today. We provide the support, you bring the leads. Let's grow together.
These references support the conduct and customer-information guidance on this page. Shreeji onboarding terms remain separate first-party terms.
Named-lender example showing product-specific policy.
Named-lender example reviewed 25 August 2026.
