Unsecured Credit Referrals

Personal Loan DSA

Support personal-loan enquiries with clear consent, accurate income information, responsible credit-profile handling and lender-policy-aware routing.

Overview

What Does a Personal Loan DSA Do?

1

A Personal Loan DSA identifies genuine unsecured consumer-credit enquiries, obtains customer consent, helps present accurate income and KYC information, and coordinates the application through an available lender route. Shreeji Finance is an intermediary, not the lender.

How Shreeji Finance Supports Personal Loan Partners

Free Shreeji Finance partner registration with information entry rather than onboarding-document upload.
Training and support on responsible unsecured-credit referrals and customer consent.
Help reviewing case information and understanding available lender/product criteria.
Potential lender or product routing assistance based on current policy and serviceability.
Portal-based application status and commission-status visibility where supported.
PAN-India partner participation, while lender and product availability remains location and profile dependent.
2

Because no property is offered as security, lenders usually assess documented income, existing obligations, credit history, location and their own current policy. There is no universal minimum score, income threshold or approval timeline across lenders.

Who May Be Suited to This Product?

Finance, insurance or tax professionals who already discuss personal-credit needs with customers.
Existing DSAs who can use consent-led, selective application practices.
Business owners or professionals with genuine salaried or self-employed customer networks.
Partners willing to avoid guaranteed approval, fixed-rate, instant-disbursal and earnings claims.

Registration Information and Customer File Readiness

Shreeji registration currently asks for information entry and does not require onboarding-document uploads.
Enter the contact, location, PAN and Aadhaar values requested by the registration form accurately.
For a customer case, the selected lender may request KYC, income, banking and employment or business evidence.
Exact document types and periods vary by lender, product, profile and verification stage.
Collect or share customer information only with consent and through the approved application process.

Personal Loan Referral Workflow

01

Confirm Consent and Need

Record the customer's permission to discuss an unsecured personal-loan enquiry and understand the intended use of funds.

02

Review Case Information

Check employment or business type, income evidence, existing obligations, location and any recent credit concerns without promising eligibility.

03

Check Available Criteria

Use current lender and product guidance to identify potentially relevant routes; do not send the same enquiry indiscriminately to multiple lenders.

04

Prepare the Application

Help the customer provide accurate KYC, income and banking information through the approved application channel.

05

Coordinate Queries

Track lender requests for clarification or verification while keeping the customer informed.

06

Follow the Decision

The lender alone decides pricing, sanction, approval and disbursal.

07

Review Partner Status

Check the applicable commission terms only after the relevant lender confirms the qualifying case status; structure and eligibility can vary.

Typical Personal Loan Enquiries

Salaried applicants with verifiable employment and income information.
Self-employed applicants who can provide records requested under the selected policy.
Customers seeking unsecured funds for an identifiable personal purpose.
Applicants who understand that every formal application remains subject to lender review.

FAQ

Frequently Asked Questions

Commission eligibility and payout depend on the product, application status, eligible disbursal and applicable Shreeji Finance partner terms.

No. Credit-score treatment varies by lender, product and applicant profile. A DSA should review the current applicable criteria and must not promise approval based on a score alone.

No. Review and disbursal depend on the lender's verification, current policy, customer information and banking process. Shreeji Finance and its partners must not promise a fixed timeline.

A self-employed enquiry may be considered where an available lender product fits the profile. Income evidence, business records and any vintage requirement are lender and product specific.

Obtain consent, record accurate case information and help the customer provide only the documents requested for the selected lender process. Shreeji registration itself does not require partner document uploads.

No. Partner registration currently uses information entry and does not require onboarding-document uploads. Customer-case documents are separate and depend on the selected lender process.

Shreeji Finance supports PAN-India partner participation. However, lender and product availability varies by location, borrower profile, serviceability and current policy.

Ready to expand your business?

Join the Shreeji Finance DSA network today. We provide the support, you bring the leads. Let's grow together.

Official references

These references support the conduct and customer-information guidance on this page. Shreeji onboarding terms remain separate first-party terms.