Unsecured Finance Opportunity

Personal Loan DSA

Source unsecured personal-loan enquiries from salaried and self-employed customers by focusing on income proof, credit behavior, clean consent, and lender-fit routing.

Overview

About Personal Loan DSA

1

Personal loans are high-demand, unsecured credit facilities used for emergencies, weddings, travel, or debt consolidation. Because no collateral is required, the turnaround time from application to disbursal is often very quick.

Partner Benefits

High volume of potential leads due to universal demand.
Faster processing times compared to secured loans.
Product-focused earning opportunity based on disbursed amounts.
Documentation support for complex self-employed profiles.
PAN India opportunity serving eligible partners.
Lead tracking support to monitor fast-moving applications.
2

As a Personal Loan DSA, your focus is on identifying creditworthy individuals with stable incomes. Since this product relies heavily on CIBIL scores and income proofs, we guide you on how to pre-screen leads effectively.

Who Can Become a DSA?

Loan Agents & Finance Consultants
Insurance Agents & Advisors
Real Estate Agents & Brokers
Chartered Accountants (CA) & Tax Consultants
Shop Owners & Local Business Owners
Freelancers looking for earning opportunities
Existing DSAs looking to expand product lines
Individuals with a strong professional or customer network

Required Documents

PAN Card (Mandatory)
Aadhaar Card (For e-KYC and address proof)
Current Address Proof (Utility bill or rent agreement if different from Aadhaar)
Bank Account Details (Passbook copy or cancelled cheque for payouts)
Recent Passport Size Photograph
Business Registration Proof (GST or Udyam, if registering as a firm)
Details of prior experience in loans (if applicable)

Registration Process

01

Lead Pre-Screening

Check salary or income proof, current obligations, pincode, employer or business profile, and recent credit behavior.

02

Consent and KYC Collection

Capture customer consent and collect PAN, Aadhaar/address proof, income documents, and bank statements.

03

CIBIL-Sensitive Routing

Avoid unnecessary multiple submissions and route only profiles that broadly fit lender policy.

04

Digital Application Support

Help the customer complete OTP, e-KYC, or verification steps where required.

05

Verification Follow-Up

Track office, residence, bank statement, and income verification queries raised by the lender.

06

Status Tracking

Monitor approval, rejection, or document-pending updates inside the partner workflow.

07

Eligible Payout Review

Payout eligibility depends on successful lender approval, disbursal, and applicable partner terms.

Target Audience for this Product

Salaried employees in private or government sectors.
Self-employed applicants with filed ITRs.
Individuals with quick personal finance needs (medical, wedding).
Customers with clean credit profiles and verifiable income proof.

FAQ

Frequently Asked Questions

Partner earnings, payout, commission, and eligibility depend on product type, lender policy, lead quality, approval status, disbursal status, documentation, and Shreeji Finance partner terms.

Generally, lenders prefer a CIBIL score of 700 or above for unsecured personal loans. Lower scores may face rejection or higher interest rates.

If the documentation is complete and the profile is strong, disbursals can happen within 48 to 72 hours, subject to lender approval.

Yes, provided they have adequate business vintage and ITR documents to prove their income.

You need to collect basic KYC, salary slips (or ITR), and bank statements from the client before passing the file to us.

No, payouts depend on the successful approval and disbursal of the loan, which is subject to the lender's policy.

Yes, this is a PAN India opportunity. You can source leads from any eligible location in India.

Ready to expand your business?

Join the Shreeji Finance DSA network today. We provide the support, you bring the leads. Let's grow together.