Overview
About Business Loan DSA
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Business loans are critical for the growth and survival of commercial enterprises. They range from unsecured working capital term loans to specific government-backed MSME schemes.
Commercial Finance Partner
Business Loan DSA
Support traders, shop owners, service businesses, and MSMEs by sourcing funding enquiries where GST, bank statements, ITRs, and promoter CIBIL drive lender decisions.
Partner Benefits
Work with high-quality commercial loan leads.
Product-focused earning opportunity on both secured and unsecured variants.
Documentation support for complex balance sheets and GST returns.
Partner dashboard for lead tracking.
Training on MSME and CGTMSE scheme eligibility.
PAN India opportunity serving eligible partners.
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As a Business Loan DSA, your clients are traders, manufacturers, and service providers. This product requires a deep understanding of business financials (ITR, GST, Banking), which is where Shreeji Finance's backend expertise becomes your strongest asset.
Who Can Become a DSA?
Loan Agents & Finance Consultants
Insurance Agents & Advisors
Real Estate Agents & Brokers
Chartered Accountants (CA) & Tax Consultants
Shop Owners & Local Business Owners
Freelancers looking for earning opportunities
Existing DSAs looking to expand product lines
Individuals with a strong professional or customer network
Required Documents
PAN Card (Mandatory)
Aadhaar Card (For e-KYC and address proof)
Current Address Proof (Utility bill or rent agreement if different from Aadhaar)
Bank Account Details (Passbook copy or cancelled cheque for payouts)
Recent Passport Size Photograph
Business Registration Proof (GST or Udyam, if registering as a firm)
Details of prior experience in loans (if applicable)
Registration Process
Business Profile Capture
Understand entity type, vintage, turnover, GST status, loan purpose, existing obligations, and desired amount.
Financial Readiness Review
Collect ITRs, audited statements, GST returns, bank statements, and current loan details.
Banking Behavior Check
Identify bounce history, average balance, cash deposit patterns, and turnover mismatch before submission.
Industry and Policy Routing
Match the lead with lenders that can consider the business segment, ticket size, and collateral position.
Credit Query Handling
Coordinate additional clarifications on GST, high-value transactions, profitability, or promoter obligations.
Sanction and Mandate Support
Track sanction terms, NACH setup, agreement signing, and disbursement movement.
Payout Eligibility Review
Partner payout is subject to lender acceptance, successful disbursal, and applicable terms.
Target Audience for this Product
Local traders and retailers.
Shop owners and service providers.
Registered MSMEs and manufacturers.
Working capital customers with healthy banking transactions.
FAQ
Frequently Asked Questions
Partner earnings, payout, commission, and eligibility depend on product type, lender policy, lead quality, approval status, disbursal status, documentation, and Shreeji Finance partner terms.
Lenders look for a minimum business vintage (usually 3 years), healthy banking turnover, and consistent GST filings.
Unsecured business loans for brand new startups are very difficult. Lenders generally require a proven track record of revenue.
Yes, we process MSME loans, machinery loans, and CGTMSE scheme loans for eligible businesses with Udyam registration.
Key documents include 3 years ITR, audited financials, 12 months bank statements, and 12 months GST returns.
Unsecured business loans can be processed within 3 to 7 days, faster than property-backed loans.
Yes, Chartered Accountants are excellent DSA partners as they already possess deep knowledge of their clients' financials.
Ready to expand your business?
Join the Shreeji Finance DSA network today. We provide the support, you bring the leads. Let's grow together.