An Auto Loan DSA coordinates a vehicle-finance enquiry using accurate borrower, dealer and vehicle information. The lender decides eligibility, borrower contribution, finance amount, pricing, verification, approval and payment.
Identify the vehicle route
First distinguish:
- New or used vehicle.
- Personal or commercial use.
- Dealer or private transaction where permitted.
- Vehicle category, model and registration location.
- Invoice or on-road quotation.
These details can change the available lender and product route.
Borrower information
The lender may request KYC, employment or business records, income evidence, banking and existing obligations. Accepted records differ for salaried, self-employed and business applicants.
Finance amount and borrower contribution
Do not promise that a lender will finance a fixed percentage of on-road price. Different official lender products publish different finance structures. Invoice value, on-road value, vehicle type, borrower profile and lender valuation can all matter.
Used-vehicle considerations
A used case can add RC, insurance, ownership, age, condition and valuation checks. The lender decides whether the vehicle is acceptable and how it will be valued.
Dealer and disbursement coordination
Confirm quotation and dealer details accurately. The selected lender controls verification, agreement, hypothecation and payment requirements. A DSA should not promise that finance is certain before delivery.
Frequently Asked Questions
Q: Can a used vehicle be referred?
A: It may be considered under an available product, subject to age, condition, ownership, valuation and serviceability.
Q: Is one finance percentage standard?
A: No. The lender and product determine the amount and borrower contribution.
Q: Are commercial vehicles handled like personal cars?
A: No. Commercial-vehicle products may require different vehicle, permit, business and income information.
Q: Does the dealer quotation determine the final finance amount?
A: No. The lender applies its product, borrower and vehicle criteria and may use a different accepted value.
Review the commercial Auto Loan DSA page for the workflow.
*Shreeji Finance is a DSA/referral partner platform and loan-assistance intermediary, not a lender. The relevant lender decides eligibility, pricing, sanction, approval, credit limit and disbursal. Product and lender availability varies by location, profile, serviceability and current policy. Commission structure and eligibility vary and become payable only under applicable terms after the relevant bank or lender confirmation; no approval, income or payout should be treated as certain.*
Ready to review partner onboarding?
Read the Shreeji Finance DSA Partner Program page before submitting your profile. Portal access and payout eligibility remain subject to internal review and applicable partner terms.
View DSA Partner Program