The loan DSA business model connects a customer, referral partner, Shreeji Finance and the relevant lender without transferring the lender's credit decision to the partner. The partner sources a genuine enquiry; Shreeji Finance may support review and routing; the lender decides the loan; commission is governed by applicable terms.
The four roles
Customer
The customer provides consent and accurate information for a defined loan or card enquiry.
DSA partner
The partner identifies the need, gathers permitted information, explains the process and coordinates follow-up. The partner cannot approve a loan, set pricing or promise commission.
Shreeji Finance
Shreeji Finance provides free partner registration, training/support, access to available lender-policy information, file-review assistance and potential lender/product routing based on current criteria and serviceability. Approved partners can use supported portal features for application and commission-status visibility.
Lender or issuer
The relevant bank, NBFC or card issuer controls eligibility, pricing, sanction, approval, credit limit, verification and disbursal or issuance.
How commission is structured
Commission structure can vary by lender, product, case and applicable Shreeji Finance terms. It may use a flat or percentage-based configuration where supported, but no single public percentage applies across all cases.
Commission should not be described as salary, fixed monthly income or certain earnings.
When payout becomes payable
Commission becomes payable according to applicable Shreeji Finance and lender terms after the relevant bank or lender confirmation. No universal number of days applies.
Where the existing portal supports it, a partner may see commission amount, status, payment date or reference. Displaying a status does not override the applicable terms.
For credit cards, the qualifying commission event is issuer or lender-program-specific. It must not be universally described as approval, issuance, dispatch, activation or first transaction.
Reversals, duplicates and customer ownership
No universal public clawback, reversal period, duplicate-lead ownership or customer-ownership rule has been supplied for this batch. Partners should follow the current applicable agreement, product rules and portal guidance rather than relying on a generalized article statement.
Tax and TDS context
For payments or credits on or after 1 April 2026, the Income Tax Department explains that the Income-tax Act, 2025 applies and commission or brokerage withholding is addressed through section 393 rather than automatically quoting old section 194H.
Actual deduction, threshold, rate, reporting and tax treatment can depend on the payment, recipient and law in force. This guide is general information, not individualized tax advice. Partners should consult a qualified tax professional for their circumstances.
Frequently Asked Questions
Q: Is DSA commission fixed?
A: No. Structure and eligibility vary by lender, product, case and applicable terms.
Q: Is payout automatic after lender approval?
A: No. Commission becomes payable only under applicable terms after the relevant bank or lender confirmation.
Q: Is there a standard payout period?
A: No universal number of days applies.
Q: Can a partner charge a customer?
A: Do not create hidden or unauthorized charges. Any permitted fee or disclosure must follow the applicable agreement, lender process and law.
Q: Does Shreeji Finance publicly claim a lender-network count here?
A: No. A public numeric relationship claim requires adequate documentary evidence and an approved definition.
Review the DSA Partner Program before registering.
*Shreeji Finance is a DSA/referral partner platform and loan-assistance intermediary, not a lender. The relevant lender decides eligibility, pricing, sanction, approval, credit limit and disbursal. Product and lender availability varies by location, profile, serviceability and current policy. Commission structure and eligibility vary and become payable only under applicable terms after the relevant bank or lender confirmation; no approval, income or payout should be treated as certain.*
Ready to review partner onboarding?
Read the Shreeji Finance DSA Partner Program page before submitting your profile. Portal access and payout eligibility remain subject to internal review and applicable partner terms.
View DSA Partner Program