An Education Loan DSA helps a student and family present an enquiry around admission, course costs, the co-applicant and any applicable security. The lender or scheme administrator decides eligibility, amount, margin, security, sanction and disbursement conditions.
Build the education profile
Understand:
- Institution, course and country.
- Admission status and method.
- Tuition, accommodation and other documented costs.
- Student academic information requested by the route.
- Co-applicant relationship, income and existing obligations.
- Available security where the selected product requires it.
Secured and unsecured routes vary
Do not use one amount as the dividing line between secured and unsecured education loans. A government scheme or lender product can apply its own institution, admission, co-applicant, amount and security rules.
PM-Vidyalaxmi is a specific government scheme for eligible students and quality higher education institutions. Its provisions should not be converted into a universal rule for all education loans.
Co-applicant considerations
The permitted relationship, repayment role and income evidence depend on the selected lender or scheme. A parent is common in many journeys, but a DSA must check the applicable rule rather than assume.
Admission, fee and disbursement information
The case may involve an admission letter, fee schedule, academic records and expense details. The lender determines whether funds are paid to an institution, released in stages or subject to further evidence.
International-study cases may add country, visa or pre-visa requirements. Availability of a sanction letter or pre-visa facility must be checked for the particular lender.
Frequently Asked Questions
Q: Is collateral always required above a fixed amount?
A: No. Security treatment varies by lender, scheme, institution, course and profile.
Q: Is admission enough for finance?
A: No. Admission is one part of the lender or scheme review.
Q: Can a DSA promise a visa-supporting sanction letter?
A: No. Verify the selected product and country process before explaining what is available.
Q: Does PM-Vidyalaxmi apply to every institution?
A: No. It is a specific scheme with defined institution, admission and eligibility rules; other products follow their own lender policies.
Continue to the Education Loan DSA page for the partner path.
*Shreeji Finance is a DSA/referral partner platform and loan-assistance intermediary, not a lender. The relevant lender decides eligibility, pricing, sanction, approval, credit limit and disbursal. Product and lender availability varies by location, profile, serviceability and current policy. Commission structure and eligibility vary and become payable only under applicable terms after the relevant bank or lender confirmation; no approval, income or payout should be treated as certain.*
Ready to review partner onboarding?
Read the Shreeji Finance DSA Partner Program page before submitting your profile. Portal access and payout eligibility remain subject to internal review and applicable partner terms.
View DSA Partner Program